Most of us have seen TV and online advertisements for a free credit report. They appear to be legit and then when you go to signup, you have to submit your payment information. The good thing is, there really is a way to obtain your credit reports for free. The Fair Credit Reporting Act requires … Read moreHow to Get Your Credit Report for Free
A person who needs to repair, or build up their credit, may want to look at signing up for one or more secured credit cards. With this type of card, a person makes a deposit and can then make charges up to that amount. One can charge purchases, and either pay off the balance or … Read moreSecured Credit Cards: 5 Ways to Find Them
For those who are searching for assistance with their less-than-great credit score, credit repair is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on a report, it is important to determine whether or not a particular company is operating within the … Read moreIs Credit Repair Legal?
Many consumers complain that it’s hard to raise your credit score once it’s damaged, but this idea is far from the truth. It does not matter how bad your credit report was in the past because with the right education, you can improve your three-digit number over time. In this article, I will discuss 5 … Read more5 Steps to Build a Positive Credit Profile