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Complete the questionnaire

This questionnaire will provide us with an overview of your current credit health, goals, and possible needs. Complete this section honestly. Your information is private and we will are here to help, not judge.

Credit monitoring is required to allow us to pull and review your credit reports.

You are now ready to schedule your free credit consultation.

  • Pre-consultation Questionnaire
  • Sign up for Credit Monitoring
  • Schedule a Consultation

Tell me about yourself and your credit history.



Best contact number

State of residence

What type of credit do you think you have?

What type of accounts do you think are on your credit reports?

Have you personally disputed any inaccurate information on your credit reports within the last 60 days?

Has another credit repair company submitted disputes on your behalf to any credit bureaus? If yes, how long ago?

What has been your reason(s) for not improving your credit health sooner?

I need to increase my credit scores to...

What is your approximate annual income?

I may need referrals for additional services:

I consent to having this website store my submitted information so they can respond to my inquiry. I also grant permission to be contacted via email, phone, or text and to be added to DearCredit's physical and/or electronic mailing list. I understand that if at any point, I am no longer interested in in the services or referrals offered by DearCredit, I can send an email to and request to have my information deactivated from future use.,

Sign up with ONE company for services.

  • Smart Credit - 1 approved plan
    • Premium Plan - $24.95/mo
      • 3 bureau credit reports with Vantage Scores updated monthly
      • Credit bureau monitoring and alerts
      • ScoreTracker
      • ScoreBuilder
      • ScoreMaster®
      • Money Manager
      • Smart Credit Report & Scores
      • $1 Million Identity Fraud Insurance
      • Actions
      • 360° Monitoring
    • Basic Plan does NOT include 3 bureau credit reports. Please make sure this plan is NOT selected.
  • IdentityIQ - 3 plans available
    • Secure Preferred - $24.99/mo
      • 3 bureau credit reports with Vantage Scores updated every 30 days
      • Enhanced daily 3 bureau credit bureau monitoring and alerts
      • SSN alerts
      • Dark Web & Internet monitoring
      • Synthetic ID Theft Protection
      • Up to $1 Million in Stolen Funds Reimbursement
      • Credit Score Change Alerts
      • US-Based ID Restoration Service
      • IQ Alerts with Application Monitoring
      • Checking Account Report
      • Lost Wallet Assistance
      • Opt-out IQ (Junk Mail/Do Not Call List)
      • Discounted Additional Reports & Scores
    • Secure Preferred - $27.99/mo
      • Includes everything in the Secure Preferred $24.99/mo plan PLUS
      • ScoreCasterIQ (includes report, recommendations, simulations)
    • Secure MAX - $30.99/mo
      • Includes everything in the Secure Preferred $27.99/mo plan PLUS
      • Credit Scores Simulator
      • Credit Score Tracker
      • Fraud Restoration w/LPOA
      • Family Protection – $25K ID Theft Insurance

Click the link below.

Schedule your free consultation link.

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