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Complete the questionnaire

This questionnaire will provide us with an overview of your current credit health, goals, and possible needs. Complete this section honestly. Your information is private and we will are here to help, not judge.

Credit monitoring is required to allow us to pull and review your credit reports.

You are now ready to schedule your free credit consultation.

  • Pre-consultation Questionnaire
  • Sign up for Credit Monitoring
  • Schedule a Consultation

Tell me about yourself and your credit history.



Best contact number

State of residence

What type of credit do you think you have?

What type of accounts do you think are on your credit reports?

Have you personally disputed any inaccurate information on your credit reports within the last 60 days?

Has another credit repair company submitted disputes on your behalf to any credit bureaus? If yes, how long ago?

What has been your reason(s) for not improving your credit health sooner?

I need to increase my credit scores to...

What is your approximate annual income?

I may need referrals for additional services:

I consent to having this website store my submitted information so they can respond to my inquiry. I also grant permission to be contacted via email, phone, or text and to be added to DearCredit's physical and/or electronic mailing list. I understand that if at any point, I am no longer interested in in the services or referrals offered by DearCredit, I can send an email to and request to have my information deactivated from future use.,

Sign up with ONE company for services.

  • Some features of Option 1 (Smart Credit)
    • 3 bureau credit reports with Vantage Scores updated monthly
    • Credit bureau monitoring and alerts
    • ScoreTracker
    • ScoreBuilder
    • ScoreMaster®
    • Money Manager
    • Premium Plan - $24.95/mo (all 3 bureaus) - This plan must be selected to allow us to retrieve your credit reports for Experian, Equifax, and TransUnion.
  • Some features of Option 2 (Identity IQ)
    • 3 bureau credit reports with Vantage Scores updated monthly
    • 1 bureau credit bureau monitoring and alerts
    • Credit Preferred Plan - $21.99/mo

FYI - your SSN is not listed on the report. At this time, I will only access the report for the consultation. If we decide we are not a good fit, I would advise you to simply change your password for your own assurance and I would no longer have access to your information. Of course, I hope that is not the case, but I do want you to be assured that your privacy and security is my main concern throughout the entire process.

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Schedule your free consultation link.

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