Credit Monitoring

Our partners offer the following approved credit monitoring services. These services are available to all, regardless of participation in our program. All fees are paid directly to the service provider.

Smart Credit

  • Premium Plan – $24.95/mo
    • 3 bureau credit reports with Vantage Scores updated monthly
    • Credit report monitoring and alerts
    • ScoreTracker
    • ScoreBuilder
    • ScoreMaster®
    • Money Manager
    • Smart Credit Report & Scores
    • $1 Million Identity Fraud Insurance
    • Actions
    • 360° Monitoring

IdentityIQ – 3 plans available

  • Secure Preferred – $24.99/mo
    • 3 bureau credit reports with Vantage Scores updated every 30 days
    • Enhanced daily 3 bureau credit bureau monitoring and alerts
    • SSN alerts
    • Dark Web & Internet monitoring
    • Synthetic ID Theft Protection
    • Up to $1 Million in Stolen Funds Reimbursement
    • Credit Score Change Alerts
    • US-Based ID Restoration Service
    • IQ Alerts with Application Monitoring
    • Checking Account Report
    • Lost Wallet Assistance
    • Opt-out IQ (Junk Mail/Do Not Call List)
    • Discounted Additional Reports & Scores
  • Secure Preferred – $27.99/mo
    • Includes everything in the Secure Preferred $24.99/mo plan PLUS
    • ScoreCasterIQ (includes report, recommendations, simulations)
  • Secure MAX – $30.99/mo
    • Includes everything in the Secure Preferred $27.99/mo plan PLUS
    • Credit Scores Simulator
    • Credit Score Tracker
    • Fraud Restoration w/LPOA
    • Family Protection – $25K ID Theft Insurance

MyScoreIQ – FICO ® Scores (NEW!!!!)

  • MAX Plan – $34.99/mo
    • 3 bureau credit reports with FICO ® Scores updated monthly
    • Daily credit report monitoring and alerts
    • FICO ® Score Tracker
    • FICO ® Score Simulator
    • SSN alerts
    • Synthetic ID Theft Protection
    • Dark Web & Internet monitoring
    • File-Sharing Network Searches
    • Checking Account Report
    • Opt-Out (Junk Mail/Do-Not-Call List)
    • IQ Alerts with Application
    • Change-of-Address Monitoring
    • Alerts on Crimes Committed in Your Name
    • Up to $1 Million in Stolen Funds Reimbursement
    • Family Protection – $25K ID Theft Insurance
    • Fraud Restoration w/LPOA
    • 100% US-Based Customer Service & Support

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