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Affiliate Disclosure

Affiliate Disclosure

Affiliate Disclosure

Please see also the Terms of Service and Privacy Policy which govern the use of this website. This affiliate disclosure details affiliate/referral relationships that DearCredit, associated companies, and/or individuals has with other companies.

In compliance with the FTC guidelines, please assume the following about all links, posts, photos and other material on this website.

DearCredit, associated companies, and/or individuals participates in several affiliate or referral programs:

Affiliate advertising programs or referral programs are designed to provide a means for sites to earn advertising fees by advertising and linking to 3rd party websites. Many of the links on this website or associated social media accounts are affiliate links meaning DearCredit, associated companies, and/or individuals will  receive a small commission from sales of certain products or services. As the consumer, your price will remain the same.

What is an Affiliate Link?

Many (but not all) of the links on or associated social media accounts are affiliate links. These links have a special tracking code embedded and that I may earn a small commission on the purchase, sign-up, trial, subscription of an item or service if you complete your transaction after clicking one of these links. The price of the item is the same for you whether it is an affiliate link or not, and using affiliate links helps me to maintain this website and support my family.

In some cases, I may also use a link and provide a discount code for an item. In these cases, I may still earn an affiliate commission and the price may actually be LESS for you by using this link or tracking code.

When Do I Use Affiliate Links?

If I post an affiliate link to a product, it is something that I personally use or would use regardless of any affiliation with the company.

Release of Liability

The products or services that are linked or discussed on or associated social media accounts are purchased from third party companies and I do not control these companies or have a financial interest other than an affiliate relationship unless otherwise disclosed. I cannot ensure that any item purchased through a link on or associated social media accounts is shipped on time, packaged properly, or that you will like it. Any problems or concerns with a specific product purchased through a link on this website should be directed to the company the item was purchased from.